Alliance Community Bank in Illinois vs the state
7.8%Denial rate-9.32 pts vs state
7.9%Decision denial rate-13.74 pts vs state
85.3%Origination rate+26.52 pts vs state
—Median rate
—Rate spread (pts)
$103kMedian applicant income
295Loans originated
27Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 260 | 220 | 8.5% | — | #178 |
| 2024 | 268 | 231 | 6.3% | — | #193 |
| 2025 | 346 | 295 | 7.8% | — | #175 |
What Alliance Community Bank lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Alliance Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sangamon County | 208 | 191 | 8 | 3.8% |
| Menard County | 76 | 58 | 8 | 10.5% |
| Logan County | 18 | 13 | 1 | 5.6% |
| Mason County | 17 | 10 | 7 | 41.2% |
| Christian County | 10 | 10 | 0 | 0.0% |
| Morgan County | 2 | 2 | 0 | 0.0% |
| Macon County | 2 | 2 | 0 | 0.0% |
| Macoupin County | 2 | 1 | 0 | 0.0% |
| Cass County | 2 | 0 | 2 | 100.0% |
| Jasper County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 346 applications in 2025, of which 295 were originated and 27 denied.
7.8% of all applications, or 7.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Alliance Community Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology