All in Federal Credit Union in Georgia vs the state
42.7%Denial rate+23.43 pts vs state
42.7%Decision denial rate+17.58 pts vs state
48.5%Origination rate-5.56 pts vs state
8.00%Median rate+1.38 pts vs state
0.81Rate spread (pts)+0.54 pts vs state
$112kMedian applicant income
33Loans originated
29Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 22 | 19.4% | 9.38% | #462 |
| 2024 | 43 | 19 | 32.6% | 9.50% | #444 |
| 2025 | 68 | 33 | 42.7% | 8.00% | #398 |
What All in Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most All in Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 7 | 1 | 6 | 85.7% |
| Chatham County | 5 | 1 | 3 | 60.0% |
| Gwinnett County | 4 | 3 | 0 | 0.0% |
| Newton County | 3 | 2 | 1 | 33.3% |
| Bibb County | 3 | 2 | 1 | 33.3% |
| DeKalb County | 3 | 2 | 1 | 33.3% |
| Whitfield County | 3 | 2 | 1 | 33.3% |
| Cobb County | 3 | 2 | 0 | 0.0% |
| Muscogee County | 3 | 2 | 0 | 0.0% |
| Paulding County | 3 | 2 | 1 | 33.3% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 68 applications in 2025, of which 33 were originated and 29 denied.
42.7% of all applications, or 42.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans All in Federal Credit Union originated in Georgia in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are All in Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology