Align Credit Union in Maine vs the state
22.2%Denial rate+5.89 pts vs state
33.3%Decision denial rate+13.25 pts vs state
44.4%Origination rate-17.73 pts vs state
5.49%Median rate-1.38 pts vs state
-1.74Rate spread (pts)-2.06 pts vs state
$130kMedian applicant income
4Loans originated
2Denied
What Align Credit Union lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Align Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 2 | 0 | 1 | 50.0% |
| York County | 2 | 1 | 0 | 0.0% |
| Penobscot County | 1 | 0 | 0 | 0.0% |
| Waldo County | 1 | 1 | 0 | 0.0% |
| Somerset County | 1 | 0 | 1 | 100.0% |
| Oxford County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 9 applications in 2025, of which 4 were originated and 2 denied.
22.2% of all applications, or 33.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Align Credit Union originated in Maine in 2025 was 5.49%, against a statewide median of 6.88%.
About this data. Figures are Align Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology