Alameda Mortgage in Oregon vs the state
3.3%Denial rate-11.98 pts vs state
4.9%Decision denial rate-14.27 pts vs state
64.9%Origination rate+4.25 pts vs state
6.50%Median rate-0.25 pts vs state
0.24Rate spread (pts)-0.04 pts vs state
$123kMedian applicant income
253Loans originated
13Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 9 | 0.0% | 7.25% | #363 |
| 2024 | 9 | 5 | 11.1% | 6.99% | #370 |
| 2025 | 390 | 253 | 3.3% | 6.50% | #75 |
What Alameda Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Alameda Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 64 | 42 | 2 | 3.1% |
| Multnomah County | 56 | 39 | 0 | 0.0% |
| Marion County | 51 | 29 | 3 | 5.9% |
| Baker County | 45 | 31 | 0 | 0.0% |
| Clackamas County | 42 | 31 | 0 | 0.0% |
| Clatsop County | 27 | 19 | 2 | 7.4% |
| Lane County | 18 | 10 | 1 | 5.6% |
| Yamhill County | 17 | 9 | 0 | 0.0% |
| Jackson County | 11 | 5 | 1 | 9.1% |
| Linn County | 11 | 6 | 1 | 9.1% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 390 applications in 2025, of which 253 were originated and 13 denied.
3.3% of all applications, or 4.9% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Alameda Mortgage originated in Oregon in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Alameda Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology