Alameda Mortgage in Illinois vs the state
4.6%Denial rate-12.57 pts vs state
7.1%Decision denial rate-14.54 pts vs state
59.1%Origination rate+0.35 pts vs state
6.75%Median rate0.00 pts vs state
0.57Rate spread (pts)+0.19 pts vs state
$100kMedian applicant income
26Loans originated
2Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 48 | 3.0% | 7.12% | #404 |
| 2024 | 58 | 29 | 5.2% | 6.99% | #430 |
| 2025 | 44 | 26 | 4.6% | 6.75% | #479 |
What Alameda Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Alameda Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 18 | 10 | 1 | 5.6% |
| Will County | 6 | 5 | 0 | 0.0% |
| DuPage County | 4 | 3 | 0 | 0.0% |
| Winnebago County | 3 | 2 | 0 | 0.0% |
| Lake County | 3 | 1 | 0 | 0.0% |
| Kane County | 2 | 1 | 0 | 0.0% |
| Kendall County | 2 | 1 | 0 | 0.0% |
| McHenry County | 2 | 0 | 0 | 0.0% |
| McLean County | 1 | 1 | 0 | 0.0% |
| Rock Island County | 1 | 0 | 1 | 100.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 44 applications in 2025, of which 26 were originated and 2 denied.
4.6% of all applications, or 7.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Alameda Mortgage originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Alameda Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology