AgSouth Farm Credit, ACA in South Carolina vs the state
19.3%Denial rate+1.01 pts vs state
70.8%Decision denial rate+47.36 pts vs state
8.0%Origination rate-48.66 pts vs state
8.40%Median rate+1.90 pts vs state
1.87Rate spread (pts)+1.65 pts vs state
$120kMedian applicant income
7Loans originated
17Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 147 | 8 | 22.5% | 8.20% | #199 |
| 2024 | 87 | 5 | 25.3% | 8.35% | #259 |
| 2025 | 88 | 7 | 19.3% | 8.40% | #271 |
What AgSouth Farm Credit, ACA lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most AgSouth Farm Credit, ACA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 14 | 0 | 0 | 0.0% |
| Anderson County | 10 | 0 | 1 | 10.0% |
| Oconee County | 8 | 0 | 2 | 25.0% |
| Lexington County | 8 | 1 | 1 | 12.5% |
| Kershaw County | 7 | 1 | 1 | 14.3% |
| Richland County | 5 | 0 | 1 | 20.0% |
| Greenville County | 4 | 0 | 1 | 25.0% |
| Chester County | 4 | 0 | 2 | 50.0% |
| Newberry County | 4 | 1 | 1 | 25.0% |
| Lancaster County | 3 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 88 applications in 2025, of which 7 were originated and 17 denied.
19.3% of all applications, or 70.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans AgSouth Farm Credit, ACA originated in South Carolina in 2025 was 8.40%, against a statewide median of 6.50%.
About this data. Figures are AgSouth Farm Credit, ACA's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology