Advancial Credit Union in Oklahoma vs the state
11.1%Denial rate-6.81 pts vs state
14.3%Decision denial rate-8.58 pts vs state
66.7%Origination rate+10.57 pts vs state
6.75%Median rate+0.13 pts vs state
0.15Rate spread (pts)-0.20 pts vs state
$230kMedian applicant income
6Loans originated
1Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 4 | 0.0% | 6.69% | #461 |
| 2025 | 9 | 6 | 11.1% | 6.75% | #419 |
What Advancial Credit Union lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Advancial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Payne County | 2 | 2 | 0 | 0.0% |
| Oklahoma County | 2 | 2 | 0 | 0.0% |
| Tulsa County | 2 | 2 | 0 | 0.0% |
| Rogers County | 1 | 0 | 0 | 0.0% |
| Muskogee County | 1 | 0 | 1 | 100.0% |
| McIntosh County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 9 applications in 2025, of which 6 were originated and 1 denied.
11.1% of all applications, or 14.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Advancial Credit Union originated in Oklahoma in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Advancial Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology