Absolute Home Mortgage in Tennessee vs the state
7.5%Denial rate-9.64 pts vs state
9.1%Decision denial rate-12.59 pts vs state
75.0%Origination rate+16.92 pts vs state
6.50%Median rate-0.12 pts vs state
0.55Rate spread (pts)+0.32 pts vs state
$76kMedian applicant income
30Loans originated
3Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 24 | 2.9% | 7.38% | #444 |
| 2024 | 60 | 44 | 1.7% | 6.75% | #367 |
| 2025 | 40 | 30 | 7.5% | 6.50% | #444 |
What Absolute Home Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Absolute Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bradley County | 20 | 17 | 2 | 10.0% |
| McMinn County | 5 | 4 | 0 | 0.0% |
| Hamilton County | 5 | 3 | 0 | 0.0% |
| Meigs County | 3 | 0 | 1 | 33.3% |
| Knox County | 2 | 2 | 0 | 0.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Shelby County | 1 | 0 | 0 | 0.0% |
| Davidson County | 1 | 1 | 0 | 0.0% |
| Van Buren County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 40 applications in 2025, of which 30 were originated and 3 denied.
7.5% of all applications, or 9.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Absolute Home Mortgage originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Absolute Home Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology