ABL RPC Residential Credit Acquisition · Missouri · 2025

ABL RPC Residential Credit Acquisition in Missouri: approval rate, denial rate and rates (2025)

ABL RPC Residential Credit Acquisition took 15 mortgage applications in Missouri in 2025, ranking #471 of 1,023 lenders active in the state. It originated 46.7% of them and denied 20.0% (23.1% of the applications it decided), against a statewide denial rate of 15.1%.

15Applicationsin MO
23.1%Decision denial ratestate 18.7%
7.63%Median ratestate 6.63%
$145,000Median loanstate $175,000
$1.4MVolume6 counties

ABL RPC Residential Credit Acquisition in Missouri vs the state

20.0%Denial rate+4.93 pts vs state
23.1%Decision denial rate+4.38 pts vs state
46.7%Origination rate-15.99 pts vs state
7.63%Median rate+1.00 pts vs state
Rate spread (pts)
Median applicant income
7Loans originated
3Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20237342.9%8.25%#537
202420925.0%7.75%#427
202515720.0%7.63%#471

What ABL RPC Residential Credit Acquisition lends in Missouri

By loan purpose

Home purchase 6 40% · 33.3% denied
Cash-out refinance 5 33% · 20.0% denied
Home improvement 4 27% · 0.0% denied

By loan type

Conventional 15 100% · 20.0% denied

Why it denied Missouri applicants

Incomplete application 3 100%

Where in Missouri

Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Louis County 411 25.0%
Buchanan County 312 66.7%
St. Louis city 320 0.0%
Taney County 220 0.0%
Jackson County 200 0.0%
St. Charles County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 15 applications in 2025, of which 7 were originated and 3 denied.

20.0% of all applications, or 23.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans ABL RPC Residential Credit Acquisition originated in Missouri in 2025 was 7.63%, against a statewide median of 6.63%.

About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology