ABL RPC Residential Credit Acquisition in Indiana vs the state
20.0%Denial rate+3.43 pts vs state
21.4%Decision denial rate+1.29 pts vs state
63.3%Origination rate+1.08 pts vs state
10.75%Median rate+4.00 pts vs state
—Rate spread (pts)
—Median applicant income
19Loans originated
6Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 13 | 39.1% | 8.75% | #416 |
| 2024 | 19 | 9 | 42.1% | 7.13% | #463 |
| 2025 | 30 | 19 | 20.0% | 10.75% | #410 |
What ABL RPC Residential Credit Acquisition lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 9 | 5 | 1 | 11.1% |
| Vanderburgh County | 7 | 7 | 0 | 0.0% |
| Randolph County | 3 | 2 | 1 | 33.3% |
| LaPorte County | 3 | 0 | 3 | 100.0% |
| Lake County | 2 | 0 | 1 | 50.0% |
| Bartholomew County | 1 | 1 | 0 | 0.0% |
| Porter County | 1 | 0 | 0 | 0.0% |
| Shelby County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 30 applications in 2025, of which 19 were originated and 6 denied.
20.0% of all applications, or 21.4% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Indiana in 2025 was 10.75%, against a statewide median of 6.75%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology