Abbott Laboratories Employees Credit Union · Ohio · 2025

Abbott Laboratories Employees Credit Union in Ohio: approval rate, denial rate and rates (2025)

Abbott Laboratories Employees Credit Union took 25 mortgage applications in Ohio in 2025, ranking #500 of 1,092 lenders active in the state. It originated 56.0% of them and denied 8.0% (12.5% of the applications it decided), against a statewide denial rate of 17.7%.

25Applicationsin OH
12.5%Decision denial ratestate 21.9%
Median ratestate 6.88%
$175,000Median loanstate $155,000
$2.9MVolume7 counties

Abbott Laboratories Employees Credit Union in Ohio vs the state

8.0%Denial rate-9.69 pts vs state
12.5%Decision denial rate-9.39 pts vs state
56.0%Origination rate-3.90 pts vs state
Median rate
Rate spread (pts)
$167kMedian applicant income
14Loans originated
2Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20249333.3%#619
202525148.0%#500

What Abbott Laboratories Employees Credit Union lends in Ohio

By loan purpose

Home purchase 4 16% · 0.0% denied
Refinance 5 20% · 0.0% denied
Home improvement 6 24% · 33.3% denied
Other / HELOC 10 40% · 0.0% denied

By loan type

Conventional 25 100% · 8.0% denied

Where in Ohio

Counties with the most Abbott Laboratories Employees Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 1590 0.0%
Clermont County 310 0.0%
Delaware County 321 33.3%
Pickaway County 100 0.0%
Morrow County 110 0.0%
Butler County 101 100.0%
Henry County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 25 applications in 2025, of which 14 were originated and 2 denied.

8.0% of all applications, or 12.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Abbott Laboratories Employees Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology