A&D Mortgage in Iowa vs the state
8.0%Denial rate-4.86 pts vs state
11.8%Decision denial rate-3.55 pts vs state
56.0%Origination rate-12.46 pts vs state
6.93%Median rate+0.43 pts vs state
-0.07Rate spread (pts)-0.26 pts vs state
$76kMedian applicant income
14Loans originated
2Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 2 | 16.7% | 8.25% | #394 |
| 2025 | 25 | 14 | 8.0% | 6.93% | #278 |
What A&D Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most A&D Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 9 | 5 | 0 | 0.0% |
| Scott County | 3 | 3 | 0 | 0.0% |
| Black Hawk County | 2 | 0 | 0 | 0.0% |
| Plymouth County | 2 | 1 | 1 | 50.0% |
| Story County | 1 | 1 | 0 | 0.0% |
| Linn County | 1 | 0 | 0 | 0.0% |
| Woodbury County | 1 | 0 | 0 | 0.0% |
| Fayette County | 1 | 0 | 0 | 0.0% |
| Pottawattamie County | 1 | 1 | 0 | 0.0% |
| Cerro Gordo County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 25 applications in 2025, of which 14 were originated and 2 denied.
8.0% of all applications, or 11.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans A&D Mortgage originated in Iowa in 2025 was 6.93%, against a statewide median of 6.50%.
About this data. Figures are A&D Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology