Largest lenders in Sibley County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 31 | 22 | 19.4% | 6.81% |
| 2 | United Shore Financial Services | B | 23 | 22 | 4.4% | 6.06% |
| 3 | U.S. Bank | D | 21 | 9 | 42.9% | 6.88% |
| 4 | Broker Solutions | D | 20 | 11 | 5.0% | 6.75% |
| 5 | Bell Bank | A | 17 | 11 | 17.7% | 6.49% |
| 6 | Fairway Independent Mortgage | B | 15 | 11 | 0.0% | 6.63% |
| 7 | Mortgage Research Center | C | 15 | 8 | 6.7% | 6.63% |
| 8 | Minnwest Bank | C | 11 | 9 | 9.1% | 7.40% |
| 9 | Pennymac Loan Services | C | 10 | 6 | 10.0% | 6.56% |
| 10 | Newrez | D | 10 | 5 | 20.0% | 6.25% |
| 11 | Old National Bank | B | 10 | 8 | 20.0% | 6.25% |
| 12 | Granite Bank | B | 9 | 8 | 0.0% | 6.88% |
| 13 | Compeer Financial, Flca | C | 9 | 2 | 11.1% | 7.76% |
| 14 | First State Bank of Le Center | – | 9 | 9 | 0.0% | — |
| 15 | Crosscountry Mortgage | B | 8 | 6 | 12.5% | 6.79% |
| 16 | Cornerstone State Bank | – | 8 | 8 | 0.0% | 6.63% |
| 17 | HomeTown Bank | B | 8 | 5 | 0.0% | 7.12% |
| 18 | Security Bank & Trust | B | 8 | 7 | 0.0% | — |
| 19 | Southpoint Financial | C | 7 | 6 | 0.0% | — |
| 20 | Blaze Credit Union | B | 7 | 2 | 57.1% | 5.68% |
| 21 | First National Bank Minnesota | – | 7 | 6 | 14.3% | — |
| 22 | Trustone Financial Credit Union | C | 6 | 4 | 33.3% | 7.25% |
| 23 | Nationstar Mortgage | C | 6 | 6 | 0.0% | 7.94% |
| 24 | Plaza Home Mortgage | C | 6 | 3 | 33.3% | 5.88% |
| 25 | Citizens Bank Minnesota | A | 6 | 4 | 0.0% | — |
What Sibley County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Sibley County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 421 | 285 | 15.7% | 6.88% | $145,000 |
| 2024 | 399 | 272 | 11.8% | 6.75% | $155,000 |
| 2025 | 464 | 311 | 14.0% | 6.63% | $185,000 |
Frequently asked questions
14.0% of applications in Sibley County were denied in 2025, against 13.6% statewide in Minnesota.
Rocket Mortgage, with 31 applications in 2025 and a denial rate of 19.4%.
The median mortgage application in Sibley County in 2025 was for $185,000; the median property value on originated loans was $285,000.