Security Bank & Trust in Minnesota vs the state
2.6%Denial rate-10.99 pts vs state
2.7%Decision denial rate-13.70 pts vs state
95.7%Origination rate+29.28 pts vs state
—Median rate
—Rate spread (pts)
$108kMedian applicant income
110Loans originated
3Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 50 | 3.6% | — | #255 |
| 2024 | 144 | 130 | 2.8% | — | #153 |
| 2025 | 115 | 110 | 2.6% | — | #187 |
What Security Bank & Trust lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Security Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 29 | 27 | 2 | 6.9% |
| McLeod County | 15 | 15 | 0 | 0.0% |
| Ramsey County | 15 | 15 | 0 | 0.0% |
| Carver County | 14 | 14 | 0 | 0.0% |
| Sibley County | 8 | 7 | 0 | 0.0% |
| Anoka County | 5 | 5 | 0 | 0.0% |
| Isanti County | 5 | 5 | 0 | 0.0% |
| Dakota County | 3 | 2 | 0 | 0.0% |
| Cass County | 3 | 3 | 0 | 0.0% |
| Wright County | 3 | 3 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 115 applications in 2025, of which 110 were originated and 3 denied.
2.6% of all applications, or 2.7% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Security Bank & Trust's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology