Crosscountry Mortgage in Minnesota vs the state
2.1%Denial rate-11.49 pts vs state
2.6%Decision denial rate-13.79 pts vs state
79.4%Origination rate+13.01 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.07 pts vs state
$107kMedian applicant income
3,129Loans originated
83Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,421 | 2,695 | 1.0% | 6.88% | #9 |
| 2024 | 3,621 | 2,878 | 1.6% | 6.75% | #8 |
| 2025 | 3,942 | 3,129 | 2.1% | 6.63% | #9 |
What Crosscountry Mortgage lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 979 | 809 | 18 | 1.8% |
| Ramsey County | 393 | 303 | 10 | 2.5% |
| Anoka County | 377 | 300 | 4 | 1.1% |
| Dakota County | 272 | 234 | 3 | 1.1% |
| Washington County | 259 | 208 | 6 | 2.3% |
| Wright County | 154 | 127 | 2 | 1.3% |
| Sherburne County | 139 | 108 | 2 | 1.4% |
| Carver County | 113 | 92 | 1 | 0.9% |
| Steele County | 101 | 90 | 2 | 2.0% |
| Scott County | 100 | 83 | 3 | 3.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
| Broker Solutions | D | 3,246 | 5.5% | 6.75% |
Frequently asked questions
Minnesota: 3,942 applications in 2025, of which 3,129 were originated and 83 denied.
2.1% of all applications, or 2.6% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Crosscountry Mortgage originated in Minnesota in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology