Nationstar Mortgage in Minnesota vs the state
13.2%Denial rate-0.39 pts vs state
15.7%Decision denial rate-0.69 pts vs state
68.7%Origination rate+2.28 pts vs state
8.25%Median rate+1.63 pts vs state
2.63Rate spread (pts)+2.38 pts vs state
$102kMedian applicant income
795Loans originated
153Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 556 | 373 | 13.3% | 6.49% | #61 |
| 2024 | 878 | 583 | 15.3% | 7.50% | #49 |
| 2025 | 1,158 | 795 | 13.2% | 8.25% | #36 |
What Nationstar Mortgage lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 202 | 129 | 25 | 12.4% |
| Dakota County | 116 | 87 | 11 | 9.5% |
| Anoka County | 90 | 68 | 10 | 11.1% |
| Ramsey County | 66 | 42 | 11 | 16.7% |
| Washington County | 58 | 46 | 7 | 12.1% |
| Wright County | 45 | 36 | 1 | 2.2% |
| Scott County | 42 | 29 | 5 | 11.9% |
| St. Louis County | 40 | 27 | 3 | 7.5% |
| Sherburne County | 37 | 27 | 2 | 5.4% |
| Carver County | 27 | 19 | 3 | 11.1% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 1,158 applications in 2025, of which 795 were originated and 153 denied.
13.2% of all applications, or 15.7% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Nationstar Mortgage originated in Minnesota in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology