Largest lenders in Menominee County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Stephenson National Bank and Trust | B | 58 | 46 | 6.9% | — |
| 2 | First Colony Mortgage | A | 42 | 26 | 9.5% | 6.50% |
| 3 | Covantage Credit Union | B | 39 | 32 | 7.7% | 6.50% |
| 4 | Rocket Mortgage | C | 37 | 25 | 21.6% | 6.99% |
| 5 | Guaranteed Rate | B | 33 | 27 | 3.0% | 6.50% |
| 6 | Nicolet National Bank | A | 23 | 20 | 4.4% | 7.50% |
| 7 | Mortgage Research Center | C | 17 | 9 | 11.8% | 6.25% |
| 8 | Flagstar Bank | C | 16 | 8 | 18.8% | 6.75% |
| 9 | United Shore Financial Services | B | 16 | 15 | 0.0% | 6.50% |
| 10 | Associated Bank | B | 14 | 7 | 42.9% | 6.38% |
| 11 | PCM Credit Union | A | 12 | 10 | 0.0% | 5.99% |
| 12 | Broker Solutions | D | 10 | 1 | 0.0% | 7.50% |
| 13 | Pennymac Loan Services | C | 8 | 3 | 37.5% | 5.99% |
| 14 | Freedom Mortgage | B | 8 | 6 | 12.5% | 5.88% |
| 15 | New Day Financial | F | 7 | 2 | 14.3% | 7.12% |
| 16 | Loandepot.Com | D | 6 | 3 | 50.0% | 7.13% |
| 17 | Fifth Third Bank | D | 5 | 2 | 60.0% | 10.31% |
| 18 | Nationstar Mortgage | C | 5 | 4 | 0.0% | 6.87% |
Best approval odds in Menominee County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Stephenson National Bank and Trust | 58 | 6.9% |
What Menominee County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Menominee County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 393 | 272 | 13.7% | 7.13% | $115,000 |
| 2024 | 452 | 285 | 16.4% | 6.88% | $125,000 |
| 2025 | 463 | 311 | 12.5% | 6.63% | $135,000 |
Frequently asked questions
12.5% of applications in Menominee County were denied in 2025, against 18.5% statewide in Michigan.
The Stephenson National Bank and Trust, with 58 applications in 2025 and a denial rate of 6.9%.
The median mortgage application in Menominee County in 2025 was for $135,000; the median property value on originated loans was $195,000.