Nationstar Mortgage in Michigan vs the state
16.4%Denial rate-2.14 pts vs state
19.5%Decision denial rate-3.08 pts vs state
66.1%Origination rate+6.22 pts vs state
7.49%Median rate+0.74 pts vs state
1.45Rate spread (pts)+1.05 pts vs state
$92kMedian applicant income
1,691Loans originated
419Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,444 | 932 | 15.3% | 6.49% | #50 |
| 2024 | 1,898 | 1,154 | 17.1% | 7.13% | #44 |
| 2025 | 2,558 | 1,691 | 16.4% | 7.49% | #39 |
What Nationstar Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oakland County | 409 | 277 | 58 | 14.2% |
| Wayne County | 383 | 253 | 64 | 16.7% |
| Macomb County | 256 | 161 | 40 | 15.6% |
| Kent County | 167 | 122 | 18 | 10.8% |
| Genesee County | 99 | 63 | 21 | 21.2% |
| Livingston County | 85 | 55 | 12 | 14.1% |
| Ottawa County | 74 | 56 | 8 | 10.8% |
| Washtenaw County | 74 | 49 | 15 | 20.3% |
| St. Clair County | 72 | 38 | 14 | 19.4% |
| Ingham County | 66 | 45 | 10 | 15.2% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 2,558 applications in 2025, of which 1,691 were originated and 419 denied.
16.4% of all applications, or 19.5% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Nationstar Mortgage originated in Michigan in 2025 was 7.49%, against a statewide median of 6.75%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology