Largest lenders in Okeechobee County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 143 | 26 | 51.8% | 8.78% |
| 2 | Midflorida | C | 111 | 42 | 41.4% | 6.31% |
| 3 | United Shore Financial Services | B | 97 | 62 | 13.4% | 6.50% |
| 4 | Rocket Mortgage | C | 91 | 58 | 24.2% | 6.63% |
| 5 | Loandepot.Com | D | 64 | 33 | 10.9% | 6.99% |
| 6 | SouthState Bank | B | 50 | 34 | 14.0% | 7.15% |
| 7 | Crosscountry Mortgage | B | 40 | 17 | 2.5% | 6.99% |
| 8 | Coastal Loans | B | 36 | 25 | 11.1% | 5.99% |
| 9 | Bank of America | F | 31 | 5 | 61.3% | 6.49% |
| 10 | Mortgage Research Center | C | 31 | 16 | 12.9% | 6.50% |
| 11 | Newrez | D | 29 | 6 | 34.5% | 6.38% |
| 12 | Triad Financial Services | D | 29 | 4 | 44.8% | 8.57% |
| 13 | Geneva Financial | C | 26 | 22 | 0.0% | 6.81% |
| 14 | PNC Bank | D | 25 | 12 | 28.0% | 7.41% |
| 15 | Seacoast National Bank | D | 24 | 7 | 58.3% | 8.75% |
| 16 | Broker Solutions | D | 23 | 3 | 26.1% | 7.13% |
| 17 | AmeriSave Mortgage | D | 22 | 6 | 72.7% | 6.63% |
| 18 | Leaderone Financial | D | 22 | 19 | 9.1% | 6.50% |
| 19 | Pennymac Loan Services | C | 21 | 10 | 19.1% | 6.12% |
| 20 | Spring Eq | D | 21 | 7 | 47.6% | 8.83% |
| 21 | Metroplex Mortgage Services | B | 17 | 13 | 5.9% | 6.50% |
| 22 | Freedom Mortgage | B | 16 | 4 | 6.3% | 6.25% |
| 23 | Southwest Stage Funding | F | 16 | 6 | 12.5% | 6.19% |
| 24 | Truist Bank | C | 15 | 4 | 26.7% | 6.95% |
| 25 | Regions Bank | C | 15 | 3 | 60.0% | 4.99% |
Best approval odds in Okeechobee County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 75 | 17.3% |
| 2 | Rocket Mortgage | 83 | 26.5% |
| 3 | Midflorida | 89 | 51.7% |
| 4 | 21st Mortgage | 103 | 71.8% |
What Okeechobee County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Okeechobee County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,510 | 644 | 31.0% | 6.99% | $165,000 |
| 2024 | 1,421 | 641 | 29.1% | 6.88% | $185,000 |
| 2025 | 1,510 | 681 | 27.1% | 6.75% | $205,000 |
Frequently asked questions
27.1% of applications in Okeechobee County were denied in 2025, against 21.1% statewide in Florida.
21st Mortgage, with 143 applications in 2025 and a denial rate of 51.8%.
The median mortgage application in Okeechobee County in 2025 was for $205,000; the median property value on originated loans was $305,000.