Leaderone Financial in Florida vs the state
12.5%Denial rate-8.56 pts vs state
15.5%Decision denial rate-11.73 pts vs state
67.8%Origination rate+15.15 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.10 pts vs state
$91kMedian applicant income
521Loans originated
96Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 769 | 440 | 18.0% | 6.88% | #179 |
| 2024 | 646 | 441 | 9.8% | 6.75% | #203 |
| 2025 | 768 | 521 | 12.5% | 6.63% | #185 |
What Leaderone Financial lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Highlands County | 212 | 152 | 23 | 10.8% |
| Pinellas County | 47 | 31 | 8 | 17.0% |
| Pasco County | 46 | 30 | 5 | 10.9% |
| Hillsborough County | 46 | 36 | 2 | 4.3% |
| Broward County | 35 | 18 | 9 | 25.7% |
| Hernando County | 32 | 28 | 2 | 6.3% |
| Marion County | 32 | 24 | 5 | 15.6% |
| Orange County | 32 | 22 | 4 | 12.5% |
| Palm Beach County | 27 | 19 | 3 | 11.1% |
| Alachua County | 26 | 15 | 3 | 11.5% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 768 applications in 2025, of which 521 were originated and 96 denied.
12.5% of all applications, or 15.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Leaderone Financial originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology