Largest lenders in Calhoun County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 63 | 16 | 39.7% | 9.69% |
| 2 | Unnamed lender 89450050X5UV1V72BV64 | – | 28 | 25 | 7.1% | — |
| 3 | Rocket Mortgage | C | 22 | 15 | 18.2% | 6.50% |
| 4 | Ameris Bank | B | 21 | 17 | 4.8% | 6.13% |
| 5 | Vanderbilt Mortgage and Finance | F | 18 | 3 | 50.0% | 10.50% |
| 6 | Triad Financial Services | D | 17 | 5 | 47.1% | 8.10% |
| 7 | Regions Bank | C | 16 | 9 | 25.0% | 4.99% |
| 8 | Mortgage Research Center | C | 15 | 7 | 33.3% | 6.75% |
| 9 | PeoplesSouth Bank | A | 12 | 12 | 0.0% | 7.25% |
| 10 | United Shore Financial Services | B | 12 | 3 | 0.0% | 5.62% |
| 11 | Loandepot.Com | D | 12 | 6 | 41.7% | 6.75% |
| 12 | Tyndall Federal Credit Union | C | 12 | 5 | 16.7% | 6.50% |
| 13 | AmeriSave Mortgage | D | 9 | 1 | 77.8% | 6.63% |
| 14 | Pennymac Loan Services | C | 7 | 3 | 28.6% | 6.25% |
| 15 | First Federal Bank | B | 7 | 4 | 0.0% | 6.38% |
| 16 | FirstBank | C | 6 | 1 | 50.0% | 8.06% |
| 17 | Broker Solutions | D | 6 | 1 | 33.3% | 6.38% |
| 18 | Credit Human Federal Credit Union | D | 5 | 0 | 80.0% | — |
| 19 | All in Federal Credit Union | D | 5 | 3 | 40.0% | 7.00% |
What Calhoun County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Calhoun County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 352 | 133 | 31.5% | 7.13% | $135,000 |
| 2024 | 335 | 144 | 30.8% | 7.00% | $155,000 |
| 2025 | 402 | 181 | 26.9% | 6.88% | $145,000 |
Frequently asked questions
26.9% of applications in Calhoun County were denied in 2025, against 21.1% statewide in Florida.
21st Mortgage, with 63 applications in 2025 and a denial rate of 39.7%.
The median mortgage application in Calhoun County in 2025 was for $145,000; the median property value on originated loans was $215,000.