All in Federal Credit Union in Florida vs the state
40.7%Denial rate+19.63 pts vs state
41.2%Decision denial rate+13.95 pts vs state
51.7%Origination rate-0.97 pts vs state
7.25%Median rate+0.63 pts vs state
0.24Rate spread (pts)-0.03 pts vs state
$110kMedian applicant income
211Loans originated
166Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 359 | 193 | 28.4% | 8.50% | #284 |
| 2024 | 348 | 213 | 31.3% | 8.50% | #287 |
| 2025 | 408 | 211 | 40.7% | 7.25% | #265 |
What All in Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most All in Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Walton County | 149 | 78 | 62 | 41.6% |
| Okaloosa County | 60 | 31 | 25 | 41.7% |
| Jackson County | 36 | 16 | 18 | 50.0% |
| Bay County | 19 | 11 | 6 | 31.6% |
| Holmes County | 19 | 7 | 10 | 52.6% |
| Escambia County | 15 | 11 | 4 | 26.7% |
| Hillsborough County | 11 | 6 | 3 | 27.3% |
| Santa Rosa County | 10 | 6 | 2 | 20.0% |
| Broward County | 6 | 1 | 4 | 66.7% |
| Miami-Dade County | 6 | 1 | 4 | 66.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 408 applications in 2025, of which 211 were originated and 166 denied.
40.7% of all applications, or 41.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans All in Federal Credit Union originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are All in Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology