Tyndall Federal Credit Union in Florida vs the state
20.9%Denial rate-0.21 pts vs state
25.5%Decision denial rate-1.77 pts vs state
60.8%Origination rate+8.06 pts vs state
6.63%Median rate0.00 pts vs state
0.29Rate spread (pts)+0.02 pts vs state
$94kMedian applicant income
469Loans originated
161Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,056 | 594 | 26.1% | 6.75% | #143 |
| 2024 | 974 | 571 | 20.8% | 6.75% | #156 |
| 2025 | 772 | 469 | 20.9% | 6.63% | #184 |
What Tyndall Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Tyndall Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bay County | 526 | 322 | 112 | 21.3% |
| Gulf County | 42 | 25 | 7 | 16.7% |
| Jackson County | 42 | 27 | 9 | 21.4% |
| Washington County | 38 | 24 | 7 | 18.4% |
| Walton County | 33 | 19 | 9 | 27.3% |
| Franklin County | 16 | 6 | 5 | 31.3% |
| Calhoun County | 12 | 5 | 2 | 16.7% |
| Holmes County | 10 | 7 | 2 | 20.0% |
| Leon County | 9 | 7 | 1 | 11.1% |
| Okaloosa County | 8 | 7 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 772 applications in 2025, of which 469 were originated and 161 denied.
20.9% of all applications, or 25.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Tyndall Federal Credit Union originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Tyndall Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology