Largest lenders in Tallapoosa County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 143 | 107 | 11.2% | 6.50% |
| 2 | 21st Mortgage | F | 138 | 34 | 50.0% | 10.35% |
| 3 | River Bank & Trust | A | 95 | 74 | 6.3% | 6.56% |
| 4 | Vanderbilt Mortgage and Finance | F | 76 | 15 | 43.4% | 9.25% |
| 5 | Regions Bank | C | 64 | 29 | 37.5% | 6.00% |
| 6 | Rocket Mortgage | C | 62 | 45 | 8.1% | 6.88% |
| 7 | PNC Bank | D | 43 | 20 | 34.9% | 7.57% |
| 8 | First Community Mortgage | A | 36 | 21 | 27.8% | 6.50% |
| 9 | Mortgage Research Center | C | 36 | 18 | 13.9% | 6.25% |
| 10 | Moria Development | B | 34 | 28 | 0.0% | 5.99% |
| 11 | Newrez | D | 34 | 17 | 14.7% | 6.50% |
| 12 | PHH Mortgage | C | 31 | 27 | 6.5% | 6.38% |
| 13 | AmeriSave Mortgage | D | 30 | 9 | 60.0% | 7.50% |
| 14 | Pennymac Loan Services | C | 27 | 12 | 18.5% | 6.93% |
| 15 | Renasant Bank | B | 24 | 20 | 8.3% | 6.69% |
| 16 | Truist Bank | C | 23 | 11 | 30.4% | 6.24% |
| 17 | New Day Financial | F | 22 | 8 | 22.7% | 6.87% |
| 18 | Loandepot.Com | D | 22 | 6 | 36.4% | 6.75% |
| 19 | Broker Solutions | D | 20 | 8 | 15.0% | 6.87% |
| 20 | Navy Federal Credit Union | D | 20 | 6 | 25.0% | 6.25% |
| 21 | Valley National Bank | B | 17 | 10 | 11.8% | 6.49% |
| 22 | Crosscountry Mortgage | B | 16 | 10 | 0.0% | 6.69% |
| 23 | CMG Mortgage | A | 16 | 12 | 6.3% | 6.63% |
| 24 | Wells Fargo Bank | B | 15 | 9 | 6.7% | 6.13% |
| 25 | Union Home Mortgage | B | 15 | 10 | 0.0% | 6.13% |
Best approval odds in Tallapoosa County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | River Bank & Trust | 82 | 7.3% |
| 2 | Rocket Mortgage | 50 | 10.0% |
| 3 | United Shore Financial Services | 124 | 12.9% |
| 4 | Regions Bank | 58 | 41.4% |
| 5 | Vanderbilt Mortgage and Finance | 51 | 64.7% |
| 6 | 21st Mortgage | 104 | 66.4% |
What Tallapoosa County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Tallapoosa County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,494 | 770 | 24.8% | 7.00% | $135,000 |
| 2024 | 1,499 | 828 | 22.2% | 6.97% | $155,000 |
| 2025 | 1,665 | 927 | 21.0% | 6.63% | $165,000 |
Frequently asked questions
21.0% of applications in Tallapoosa County were denied in 2025, against 19.9% statewide in Alabama.
United Shore Financial Services, with 143 applications in 2025 and a denial rate of 11.2%.
The median mortgage application in Tallapoosa County in 2025 was for $165,000; the median property value on originated loans was $325,000.