Largest lenders in Dallas County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 70 | 7 | 48.6% | 9.99% |
| 2 | 21st Mortgage | F | 57 | 8 | 50.9% | 9.50% |
| 3 | Regions Bank | C | 50 | 14 | 56.0% | 5.56% |
| 4 | Rocket Mortgage | C | 45 | 24 | 37.8% | 6.99% |
| 5 | Trustmark National Bank | C | 44 | 32 | 15.9% | 7.25% |
| 6 | First Cahawba Bank | – | 22 | 10 | 45.5% | — |
| 7 | United Shore Financial Services | B | 20 | 10 | 30.0% | 6.12% |
| 8 | AmeriSave Mortgage | D | 19 | 2 | 84.2% | 6.75% |
| 9 | Mortgage Research Center | C | 18 | 8 | 16.7% | 6.69% |
| 10 | Broker Solutions | D | 17 | 5 | 23.5% | 7.75% |
| 11 | Loandepot.Com | D | 17 | 3 | 76.5% | 7.63% |
| 12 | CMG Mortgage | A | 15 | 14 | 0.0% | 6.00% |
| 13 | Newrez | D | 15 | 4 | 33.3% | 6.75% |
| 14 | Triad Financial Services | D | 13 | 5 | 15.4% | 8.80% |
| 15 | Marion Bank & Trust | – | 13 | 10 | 23.1% | — |
| 16 | PNC Bank | D | 12 | 3 | 58.3% | 6.88% |
| 17 | Crosscountry Mortgage | B | 12 | 7 | 8.3% | 6.74% |
| 18 | FirstBank | C | 11 | 8 | 18.2% | 9.32% |
| 19 | Navy Federal Credit Union | D | 11 | 2 | 54.6% | 8.94% |
| 20 | Hamilton Mortgage | B | 10 | 9 | 0.0% | 6.63% |
| 21 | Wells Fargo Bank | B | 9 | 3 | 33.3% | 6.50% |
| 22 | Guild Mortgage | A | 9 | 6 | 0.0% | 6.75% |
| 23 | SouthState Bank | B | 8 | 6 | 0.0% | 6.42% |
| 24 | JPMorgan Chase Bank | B | 8 | 7 | 12.5% | 6.75% |
| 25 | GoodLeap | C | 8 | 1 | 37.5% | 8.00% |
What Dallas County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dallas County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 667 | 246 | 33.6% | 7.25% | $95,000 |
| 2024 | 711 | 256 | 37.3% | 6.99% | $95,000 |
| 2025 | 763 | 322 | 33.2% | 6.75% | $105,000 |
Frequently asked questions
33.2% of applications in Dallas County were denied in 2025, against 19.9% statewide in Alabama.
Vanderbilt Mortgage and Finance, with 70 applications in 2025 and a denial rate of 48.6%.
The median mortgage application in Dallas County in 2025 was for $105,000; the median property value on originated loans was $175,000.