Marion Bank & Trust in Alabama vs the state
13.8%Denial rate-6.10 pts vs state
14.7%Decision denial rate-10.33 pts vs state
80.0%Origination rate+24.61 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
64Loans originated
11Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 53 | 11.1% | — | #259 |
| 2024 | 60 | 47 | 20.0% | — | #269 |
| 2025 | 80 | 64 | 13.8% | — | #250 |
What Marion Bank & Trust lends in Alabama
By loan purpose
By loan type
Where in Alabama
Counties with the most Marion Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chilton County | 17 | 13 | 4 | 23.5% |
| Dallas County | 13 | 10 | 3 | 23.1% |
| Montgomery County | 13 | 13 | 0 | 0.0% |
| Perry County | 10 | 5 | 2 | 20.0% |
| Elmore County | 8 | 8 | 0 | 0.0% |
| Autauga County | 5 | 4 | 1 | 20.0% |
| Baldwin County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
| Bibb County | 2 | 1 | 0 | 0.0% |
| Talladega County | 1 | 0 | 1 | 100.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 80 applications in 2025, of which 64 were originated and 11 denied.
13.8% of all applications, or 14.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Marion Bank & Trust's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology