Largest lenders in Bibb County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 164 | 34 | 45.7% | 9.99% |
| 2 | 21st Mortgage | F | 56 | 8 | 32.1% | 10.24% |
| 3 | FirstBank | C | 33 | 8 | 51.5% | 8.55% |
| 4 | Regions Bank | C | 30 | 12 | 40.0% | 6.00% |
| 5 | Rocket Mortgage | C | 30 | 16 | 30.0% | 6.75% |
| 6 | Triad Financial Services | D | 29 | 11 | 20.7% | 8.05% |
| 7 | Movement Mortgage | A | 27 | 18 | 0.0% | 6.50% |
| 8 | America'S First | B | 20 | 14 | 20.0% | 5.75% |
| 9 | First Federal Bank, A | B | 17 | 14 | 0.0% | 6.00% |
| 10 | United Shore Financial Services | B | 15 | 13 | 6.7% | 6.10% |
| 11 | Alabama One | D | 14 | 12 | 14.3% | 6.88% |
| 12 | Trustmark National Bank | C | 14 | 8 | 35.7% | 7.38% |
| 13 | Freedom Mortgage | B | 13 | 6 | 15.4% | 6.06% |
| 14 | Pennymac Loan Services | C | 11 | 5 | 9.1% | 6.25% |
| 15 | Southwest Stage Funding | F | 10 | 3 | 10.0% | 10.55% |
| 16 | AmeriSave Mortgage | D | 9 | 3 | 55.6% | 6.63% |
| 17 | Guild Mortgage | A | 9 | 6 | 0.0% | 6.25% |
| 18 | Renasant Bank | B | 9 | 5 | 33.3% | 6.50% |
| 19 | Newrez | D | 7 | 2 | 14.3% | 7.38% |
| 20 | Avadian | A | 7 | 6 | 14.3% | 4.99% |
| 21 | Broker Solutions | D | 7 | 2 | 0.0% | 6.75% |
| 22 | First Financial Bank | – | 6 | 3 | 16.7% | — |
| 23 | Plaza Home Mortgage | C | 6 | 3 | 50.0% | 5.88% |
| 24 | Mortgage Research Center | C | 6 | 2 | 16.7% | 5.50% |
| 25 | First US Bank | – | 5 | 1 | 60.0% | — |
Best approval odds in Bibb County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | 116 | 64.7% |
What Bibb County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Bibb County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 636 | 221 | 36.8% | 7.13% | $115,000 |
| 2024 | 618 | 274 | 28.3% | 6.99% | $125,000 |
| 2025 | 711 | 299 | 29.0% | 6.75% | $115,000 |
Frequently asked questions
29.0% of applications in Bibb County were denied in 2025, against 19.9% statewide in Alabama.
Vanderbilt Mortgage and Finance, with 164 applications in 2025 and a denial rate of 45.7%.
The median mortgage application in Bibb County in 2025 was for $115,000; the median property value on originated loans was $225,000.