Zillow Home Loans in Nebraska vs the state
4.6%Denial rate-7.98 pts vs state
6.4%Decision denial rate-8.79 pts vs state
65.9%Origination rate-1.37 pts vs state
6.63%Median rate0.00 pts vs state
0.54Rate spread (pts)+0.32 pts vs state
$97kMedian applicant income
58Loans originated
4Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 19 | 0.0% | 6.75% | #174 |
| 2024 | 45 | 33 | 6.7% | 6.63% | #132 |
| 2025 | 88 | 58 | 4.6% | 6.63% | #113 |
What Zillow Home Loans lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Zillow Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 33 | 18 | 1 | 3.0% |
| Sarpy County | 15 | 13 | 0 | 0.0% |
| Lancaster County | 13 | 10 | 0 | 0.0% |
| Lincoln County | 3 | 1 | 1 | 33.3% |
| Scotts Bluff County | 2 | 2 | 0 | 0.0% |
| Madison County | 2 | 1 | 1 | 50.0% |
| Otoe County | 2 | 2 | 0 | 0.0% |
| Gage County | 2 | 1 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Nemaha County | 2 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 88 applications in 2025, of which 58 were originated and 4 denied.
4.6% of all applications, or 6.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Zillow Home Loans originated in Nebraska in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Zillow Home Loans's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology