Wilmington Savings Fund Society in Georgia vs the state
18.0%Denial rate-1.27 pts vs state
21.2%Decision denial rate-3.86 pts vs state
66.7%Origination rate+12.58 pts vs state
7.50%Median rate+0.88 pts vs state
0.21Rate spread (pts)-0.06 pts vs state
$116kMedian applicant income
26Loans originated
7Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 4 | 28.6% | 6.87% | #698 |
| 2025 | 39 | 26 | 18.0% | 7.50% | #478 |
What Wilmington Savings Fund Society lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Wilmington Savings Fund Society applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeKalb County | 5 | 1 | 2 | 40.0% |
| Douglas County | 4 | 2 | 0 | 0.0% |
| Gwinnett County | 4 | 2 | 2 | 50.0% |
| Cherokee County | 3 | 2 | 1 | 33.3% |
| Fulton County | 3 | 2 | 0 | 0.0% |
| Cobb County | 3 | 3 | 0 | 0.0% |
| Forsyth County | 2 | 2 | 0 | 0.0% |
| Camden County | 1 | 0 | 1 | 100.0% |
| Pickens County | 1 | 0 | 1 | 100.0% |
| Bulloch County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 39 applications in 2025, of which 26 were originated and 7 denied.
18.0% of all applications, or 21.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Wilmington Savings Fund Society originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology