WesBanco Bank in Tennessee vs the state
31.7%Denial rate+14.57 pts vs state
36.1%Decision denial rate+14.43 pts vs state
53.7%Origination rate-4.42 pts vs state
6.42%Median rate-0.20 pts vs state
-0.10Rate spread (pts)-0.33 pts vs state
$300kMedian applicant income
22Loans originated
13Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 46 | 8.5% | 5.63% | #370 |
| 2024 | 39 | 31 | 5.1% | 6.63% | #422 |
| 2025 | 41 | 22 | 31.7% | 6.42% | #442 |
What WesBanco Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most WesBanco Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 10 | 7 | 2 | 20.0% |
| Williamson County | 5 | 4 | 1 | 20.0% |
| Davidson County | 5 | 2 | 0 | 0.0% |
| Campbell County | 4 | 1 | 2 | 50.0% |
| Rutherford County | 3 | 1 | 2 | 66.7% |
| Knox County | 2 | 1 | 1 | 50.0% |
| Lawrence County | 2 | 0 | 2 | 100.0% |
| Wilson County | 2 | 2 | 0 | 0.0% |
| Cheatham County | 1 | 1 | 0 | 0.0% |
| Clay County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 41 applications in 2025, of which 22 were originated and 13 denied.
31.7% of all applications, or 36.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans WesBanco Bank originated in Tennessee in 2025 was 6.42%, against a statewide median of 6.62%.
About this data. Figures are WesBanco Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology