WesBanco Bank in Michigan vs the state
15.1%Denial rate-3.46 pts vs state
17.1%Decision denial rate-5.46 pts vs state
72.3%Origination rate+12.40 pts vs state
6.69%Median rate-0.06 pts vs state
0.07Rate spread (pts)-0.33 pts vs state
$100kMedian applicant income
120Loans originated
25Denied
What WesBanco Bank lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most WesBanco Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lenawee County | 79 | 55 | 15 | 19.0% |
| Washtenaw County | 28 | 22 | 1 | 3.6% |
| Hillsdale County | 18 | 9 | 7 | 38.9% |
| Monroe County | 15 | 15 | 0 | 0.0% |
| Jackson County | 7 | 4 | 1 | 14.3% |
| Wayne County | 6 | 4 | 1 | 16.7% |
| Oakland County | 2 | 2 | 0 | 0.0% |
| Allegan County | 2 | 1 | 0 | 0.0% |
| Branch County | 2 | 2 | 0 | 0.0% |
| Cheboygan County | 2 | 2 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 166 applications in 2025, of which 120 were originated and 25 denied.
15.1% of all applications, or 17.1% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans WesBanco Bank originated in Michigan in 2025 was 6.69%, against a statewide median of 6.75%.
About this data. Figures are WesBanco Bank's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology