Weld Community Credit Union · Colorado · 2025

Weld Community Credit Union in Colorado: approval rate, denial rate and rates (2025)

Weld Community Credit Union took 113 mortgage applications in Colorado in 2025, ranking #219 of 1,114 lenders active in the state. It originated 77.0% of them and denied 13.3% (14.7% of the applications it decided), against a statewide denial rate of 15.6%.

113Applicationsin CO
14.7%Decision denial ratestate 19.7%
Median ratestate 6.63%
$75,000Median loanstate $325,000
$8.2MVolume5 counties

Weld Community Credit Union in Colorado vs the state

13.3%Denial rate-2.36 pts vs state
14.7%Decision denial rate-4.95 pts vs state
77.0%Origination rate+16.97 pts vs state
Median rate
Rate spread (pts)
$114kMedian applicant income
87Loans originated
15Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231441372.8%#183
2024112889.8%#209
20251138713.3%#219

What Weld Community Credit Union lends in Colorado

By loan purpose

Home purchase 2 2% · 0.0% denied
Refinance 31 27% · 12.9% denied
Cash-out refinance 35 31% · 14.3% denied
Home improvement 45 40% · 13.3% denied

By loan type

Conventional 113 100% · 13.3% denied

Where in Colorado

Counties with the most Weld Community Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Weld County 1048115 14.4%
Larimer County 650 0.0%
Park County 100 0.0%
Lincoln County 100 0.0%
Adams County 110 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 113 applications in 2025, of which 87 were originated and 15 denied.

13.3% of all applications, or 14.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Weld Community Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology