Warren-Boynton State Bank in Illinois vs the state
1.0%Denial rate-16.09 pts vs state
1.0%Decision denial rate-20.65 pts vs state
99.0%Origination rate+40.23 pts vs state
—Median rate
—Rate spread (pts)
$106kMedian applicant income
96Loans originated
1Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 122 | 115 | 3.3% | — | #298 |
| 2024 | 112 | 110 | 1.8% | — | #321 |
| 2025 | 97 | 96 | 1.0% | — | #351 |
What Warren-Boynton State Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Warren-Boynton State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sangamon County | 61 | 61 | 0 | 0.0% |
| Macoupin County | 14 | 13 | 1 | 7.1% |
| Morgan County | 8 | 8 | 0 | 0.0% |
| Christian County | 5 | 5 | 0 | 0.0% |
| Montgomery County | 3 | 3 | 0 | 0.0% |
| Menard County | 2 | 2 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Saline County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 97 applications in 2025, of which 96 were originated and 1 denied.
1.0% of all applications, or 1.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Warren-Boynton State Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology