Wallick & Volk in Texas vs the state
4.2%Denial rate-15.19 pts vs state
7.5%Decision denial rate-17.44 pts vs state
52.5%Origination rate-2.34 pts vs state
6.63%Median rate+0.13 pts vs state
0.08Rate spread (pts)-0.11 pts vs state
$104kMedian applicant income
62Loans originated
5Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 705 | 528 | 4.4% | 6.63% | #209 |
| 2024 | 671 | 520 | 5.5% | 6.63% | #211 |
| 2025 | 118 | 62 | 4.2% | 6.63% | #522 |
What Wallick & Volk lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Wallick & Volk applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| McLennan County | 49 | 32 | 2 | 4.1% |
| Victoria County | 31 | 14 | 2 | 6.5% |
| Brazos County | 24 | 9 | 0 | 0.0% |
| Calhoun County | 3 | 1 | 1 | 33.3% |
| Bosque County | 2 | 0 | 0 | 0.0% |
| Fort Bend County | 2 | 2 | 0 | 0.0% |
| Matagorda County | 1 | 0 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Falls County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 118 applications in 2025, of which 62 were originated and 5 denied.
4.2% of all applications, or 7.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Wallick & Volk originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Wallick & Volk's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology