Vintage Bank Kansas in Kansas vs the state
10.7%Denial rate-4.35 pts vs state
11.0%Decision denial rate-7.28 pts vs state
86.4%Origination rate+22.59 pts vs state
—Median rate
—Rate spread (pts)
$99kMedian applicant income
89Loans originated
11Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 108 | 94 | 6.5% | — | #137 |
| 2024 | 79 | 70 | 2.5% | — | #169 |
| 2025 | 103 | 89 | 10.7% | — | #164 |
What Vintage Bank Kansas lends in Kansas
By loan purpose
By loan type
Where in Kansas
Counties with the most Vintage Bank Kansas applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Butler County | 54 | 46 | 7 | 13.0% |
| Sedgwick County | 27 | 27 | 0 | 0.0% |
| Sumner County | 9 | 7 | 1 | 11.1% |
| Marion County | 7 | 5 | 1 | 14.3% |
| McPherson County | 4 | 3 | 1 | 25.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Cowley County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 103 applications in 2025, of which 89 were originated and 11 denied.
10.7% of all applications, or 11.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Vintage Bank Kansas's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology