Velocity Commercial Capital in Maryland vs the state
0.5%Denial rate-18.35 pts vs state
0.9%Decision denial rate-23.20 pts vs state
45.1%Origination rate-10.62 pts vs state
10.37%Median rate+3.74 pts vs state
—Rate spread (pts)
—Median applicant income
101Loans originated
1Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 150 | 74 | 0.0% | 10.99% | #166 |
| 2024 | 227 | 115 | 2.2% | 10.74% | #142 |
| 2025 | 224 | 101 | 0.5% | 10.37% | #148 |
What Velocity Commercial Capital lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Velocity Commercial Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 116 | 49 | 1 | 0.9% |
| Prince George's County | 39 | 17 | 0 | 0.0% |
| Montgomery County | 16 | 12 | 0 | 0.0% |
| Anne Arundel County | 9 | 4 | 0 | 0.0% |
| Washington County | 8 | 1 | 0 | 0.0% |
| Baltimore County | 7 | 2 | 0 | 0.0% |
| Worcester County | 5 | 4 | 0 | 0.0% |
| Cecil County | 4 | 2 | 0 | 0.0% |
| Allegany County | 4 | 0 | 0 | 0.0% |
| Howard County | 3 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 224 applications in 2025, of which 101 were originated and 1 denied.
0.5% of all applications, or 0.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Velocity Commercial Capital originated in Maryland in 2025 was 10.37%, against a statewide median of 6.63%.
About this data. Figures are Velocity Commercial Capital's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology