Van Dyk Mortgage · Oregon · 2025

Van Dyk Mortgage in Oregon: approval rate, denial rate and rates (2025)

Van Dyk Mortgage took 46 mortgage applications in Oregon in 2025, ranking #236 of 700 lenders active in the state. It originated 71.7% of them and denied 2.2% (2.9% of the applications it decided), against a statewide denial rate of 15.3%.

46Applicationsin OR
2.9%Decision denial ratestate 19.2%
6.63%Median ratestate 6.75%
$400,000Median loanstate $275,000
$14MVolume13 counties

Van Dyk Mortgage in Oregon vs the state

2.2%Denial rate-13.14 pts vs state
2.9%Decision denial rate-16.22 pts vs state
71.7%Origination rate+11.12 pts vs state
6.63%Median rate-0.13 pts vs state
0.25Rate spread (pts)-0.02 pts vs state
$118kMedian applicant income
33Loans originated
1Denied

What Van Dyk Mortgage lends in Oregon

By loan purpose

Home purchase 37 80% · 0.0% denied
Refinance 4 9% · 0.0% denied
Cash-out refinance 5 11% · 20.0% denied

By loan type

Conventional 26 57% · 0.0% denied
FHA 14 30% · 7.1% denied
VA 6 13% · 0.0% denied

Why it denied Oregon applicants

Collateral 1 100%

Where in Oregon

Counties with the most Van Dyk Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lincoln County 1371 7.7%
Clackamas County 1170 0.0%
Washington County 650 0.0%
Multnomah County 420 0.0%
Marion County 330 0.0%
Tillamook County 220 0.0%
Columbia County 110 0.0%
Benton County 110 0.0%
Deschutes County 110 0.0%
Jefferson County 110 0.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 46 applications in 2025, of which 33 were originated and 1 denied.

2.2% of all applications, or 2.9% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans Van Dyk Mortgage originated in Oregon in 2025 was 6.63%, against a statewide median of 6.75%.

About this data. Figures are Van Dyk Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology