Van Dyk Mortgage in North Carolina vs the state
1.4%Denial rate-16.67 pts vs state
1.7%Decision denial rate-21.10 pts vs state
77.8%Origination rate+19.97 pts vs state
6.50%Median rate0.00 pts vs state
0.26Rate spread (pts)+0.17 pts vs state
$102kMedian applicant income
112Loans originated
2Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 26 | 3.0% | 6.81% | #429 |
| 2024 | 25 | 14 | 0.0% | 6.63% | #476 |
| 2025 | 144 | 112 | 1.4% | 6.50% | #275 |
What Van Dyk Mortgage lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Van Dyk Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Forsyth County | 42 | 33 | 1 | 2.4% |
| Mecklenburg County | 17 | 9 | 0 | 0.0% |
| Davidson County | 13 | 12 | 0 | 0.0% |
| Guilford County | 9 | 8 | 0 | 0.0% |
| Gaston County | 6 | 6 | 0 | 0.0% |
| Rowan County | 5 | 3 | 0 | 0.0% |
| Iredell County | 5 | 5 | 0 | 0.0% |
| Union County | 4 | 3 | 0 | 0.0% |
| New Hanover County | 3 | 2 | 0 | 0.0% |
| Wake County | 3 | 3 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 144 applications in 2025, of which 112 were originated and 2 denied.
1.4% of all applications, or 1.7% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Van Dyk Mortgage originated in North Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Van Dyk Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology