Van Dyk Mortgage in Indiana vs the state
0.5%Denial rate-16.12 pts vs state
0.5%Decision denial rate-19.61 pts vs state
83.9%Origination rate+21.61 pts vs state
6.63%Median rate-0.13 pts vs state
0.51Rate spread (pts)+0.14 pts vs state
$68kMedian applicant income
187Loans originated
1Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 171 | 129 | 2.9% | 7.00% | #192 |
| 2024 | 197 | 155 | 2.0% | 6.88% | #191 |
| 2025 | 223 | 187 | 0.5% | 6.63% | #187 |
What Van Dyk Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Van Dyk Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Noble County | 69 | 57 | 0 | 0.0% |
| Allen County | 41 | 32 | 1 | 2.4% |
| DeKalb County | 29 | 26 | 0 | 0.0% |
| St. Joseph County | 18 | 15 | 0 | 0.0% |
| Elkhart County | 10 | 9 | 0 | 0.0% |
| LaGrange County | 9 | 6 | 0 | 0.0% |
| Whitley County | 8 | 7 | 0 | 0.0% |
| Huntington County | 8 | 7 | 0 | 0.0% |
| Grant County | 3 | 3 | 0 | 0.0% |
| Kosciusko County | 3 | 3 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 223 applications in 2025, of which 187 were originated and 1 denied.
0.5% of all applications, or 0.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Van Dyk Mortgage originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Van Dyk Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology