Van Dyk Mortgage in California vs the state
6.1%Denial rate-11.30 pts vs state
9.7%Decision denial rate-12.72 pts vs state
57.1%Origination rate+0.94 pts vs state
6.63%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.01 pts vs state
$173kMedian applicant income
28Loans originated
3Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 51 | 25 | 7.8% | 6.75% | #537 |
| 2024 | 37 | 19 | 0.0% | 6.88% | #564 |
| 2025 | 49 | 28 | 6.1% | 6.63% | #525 |
What Van Dyk Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Van Dyk Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 15 | 7 | 1 | 6.7% |
| Riverside County | 12 | 7 | 0 | 0.0% |
| Los Angeles County | 8 | 6 | 1 | 12.5% |
| San Bernardino County | 6 | 5 | 0 | 0.0% |
| San Diego County | 2 | 0 | 0 | 0.0% |
| Santa Barbara County | 2 | 2 | 0 | 0.0% |
| Alameda County | 2 | 0 | 1 | 50.0% |
| Ventura County | 1 | 0 | 0 | 0.0% |
| Mendocino County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 49 applications in 2025, of which 28 were originated and 3 denied.
6.1% of all applications, or 9.7% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Van Dyk Mortgage originated in California in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Van Dyk Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology