Valon Mortgage in New Mexico vs the state
18.0%Denial rate-0.57 pts vs state
20.4%Decision denial rate-4.29 pts vs state
65.6%Origination rate+12.23 pts vs state
8.03%Median rate+1.40 pts vs state
1.89Rate spread (pts)+1.50 pts vs state
$107kMedian applicant income
40Loans originated
11Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 2 | 66.7% | 6.99% | #286 |
| 2025 | 61 | 40 | 18.0% | 8.03% | #133 |
What Valon Mortgage lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 27 | 21 | 4 | 14.8% |
| Santa Fe County | 8 | 3 | 3 | 37.5% |
| Sandoval County | 7 | 5 | 1 | 14.3% |
| San Juan County | 7 | 5 | 0 | 0.0% |
| Doña Ana County | 6 | 4 | 0 | 0.0% |
| Otero County | 2 | 1 | 1 | 50.0% |
| Taos County | 1 | 0 | 1 | 100.0% |
| McKinley County | 1 | 1 | 0 | 0.0% |
| Cibola County | 1 | 0 | 1 | 100.0% |
| Sierra County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 61 applications in 2025, of which 40 were originated and 11 denied.
18.0% of all applications, or 20.4% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Valon Mortgage originated in New Mexico in 2025 was 8.03%, against a statewide median of 6.63%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology