Valon Mortgage in Iowa vs the state
18.8%Denial rate+5.89 pts vs state
25.0%Decision denial rate+9.69 pts vs state
53.1%Origination rate-15.33 pts vs state
9.75%Median rate+3.25 pts vs state
3.12Rate spread (pts)+2.93 pts vs state
$93kMedian applicant income
17Loans originated
6Denied
What Valon Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 7 | 6 | 1 | 14.3% |
| Linn County | 4 | 1 | 1 | 25.0% |
| Scott County | 2 | 0 | 0 | 0.0% |
| Story County | 2 | 1 | 0 | 0.0% |
| Sioux County | 2 | 1 | 0 | 0.0% |
| Dallas County | 2 | 1 | 1 | 50.0% |
| Warren County | 2 | 2 | 0 | 0.0% |
| Palo Alto County | 1 | 1 | 0 | 0.0% |
| Kossuth County | 1 | 0 | 0 | 0.0% |
| Benton County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 32 applications in 2025, of which 17 were originated and 6 denied.
18.8% of all applications, or 25.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Valon Mortgage originated in Iowa in 2025 was 9.75%, against a statewide median of 6.50%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology