Valon Mortgage in Illinois vs the state
16.9%Denial rate-0.20 pts vs state
18.9%Decision denial rate-2.77 pts vs state
56.0%Origination rate-2.72 pts vs state
8.85%Median rate+2.10 pts vs state
2.72Rate spread (pts)+2.34 pts vs state
$105kMedian applicant income
149Loans originated
45Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 21 | 13 | 23.8% | 6.13% | #578 |
| 2025 | 266 | 149 | 16.9% | 8.85% | #211 |
What Valon Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 101 | 50 | 18 | 17.8% |
| DuPage County | 31 | 18 | 6 | 19.4% |
| Will County | 25 | 16 | 4 | 16.0% |
| Lake County | 19 | 12 | 4 | 21.1% |
| Kane County | 13 | 10 | 1 | 7.7% |
| McHenry County | 12 | 7 | 1 | 8.3% |
| Madison County | 11 | 6 | 3 | 27.3% |
| St. Clair County | 8 | 6 | 1 | 12.5% |
| Rock Island County | 5 | 2 | 1 | 20.0% |
| Peoria County | 3 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 266 applications in 2025, of which 149 were originated and 45 denied.
16.9% of all applications, or 18.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Valon Mortgage originated in Illinois in 2025 was 8.85%, against a statewide median of 6.75%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology