Usalliance Federal Credit Union in Arkansas vs the state
0.0%Denial rate-18.19 pts vs state
0.0%Decision denial rate-23.13 pts vs state
80.0%Origination rate+23.17 pts vs state
7.88%Median rate+1.25 pts vs state
2.08Rate spread (pts)+1.74 pts vs state
$177kMedian applicant income
4Loans originated
0Denied
What Usalliance Federal Credit Union lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Usalliance Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| White County | 1 | 1 | 0 | 0.0% |
| Faulkner County | 1 | 1 | 0 | 0.0% |
| Crawford County | 1 | 1 | 0 | 0.0% |
| Sebastian County | 1 | 0 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 5 applications in 2025, of which 4 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Usalliance Federal Credit Union originated in Arkansas in 2025 was 7.88%, against a statewide median of 6.63%.
About this data. Figures are Usalliance Federal Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology