UNIVERSITY Federal Credit Union in Colorado vs the state
0.0%Denial rate-15.63 pts vs state
0.0%Decision denial rate-19.66 pts vs state
83.3%Origination rate+23.31 pts vs state
6.75%Median rate+0.13 pts vs state
0.17Rate spread (pts)+0.02 pts vs state
$236kMedian applicant income
5Loans originated
0Denied
What UNIVERSITY Federal Credit Union lends in Colorado
By loan purpose
By loan type
Where in Colorado
Counties with the most UNIVERSITY Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Archuleta County | 1 | 1 | 0 | 0.0% |
| Pueblo County | 1 | 0 | 0 | 0.0% |
| Grand County | 1 | 1 | 0 | 0.0% |
| Eagle County | 1 | 1 | 0 | 0.0% |
| La Plata County | 1 | 1 | 0 | 0.0% |
| Boulder County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 6 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans UNIVERSITY Federal Credit Union originated in Colorado in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are UNIVERSITY Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology