United States Senate Federal Credit Union in Maryland vs the state
22.5%Denial rate+3.65 pts vs state
24.7%Decision denial rate+0.59 pts vs state
53.1%Origination rate-2.65 pts vs state
7.25%Median rate+0.63 pts vs state
0.40Rate spread (pts)+0.15 pts vs state
$146kMedian applicant income
52Loans originated
22Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 81 | 5.1% | 7.38% | #215 |
| 2024 | 79 | 41 | 26.6% | 8.50% | #242 |
| 2025 | 98 | 52 | 22.5% | 7.25% | #231 |
What United States Senate Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most United States Senate Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 36 | 15 | 11 | 30.6% |
| Montgomery County | 20 | 13 | 2 | 10.0% |
| Anne Arundel County | 13 | 6 | 4 | 30.8% |
| Charles County | 7 | 4 | 3 | 42.9% |
| Calvert County | 5 | 2 | 0 | 0.0% |
| Frederick County | 5 | 3 | 0 | 0.0% |
| Baltimore city | 4 | 3 | 1 | 25.0% |
| Baltimore County | 3 | 2 | 0 | 0.0% |
| Harford County | 2 | 1 | 1 | 50.0% |
| Carroll County | 2 | 2 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 98 applications in 2025, of which 52 were originated and 22 denied.
22.5% of all applications, or 24.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans United States Senate Federal Credit Union originated in Maryland in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are United States Senate Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology