United Nations Federal Credit Union in Maine vs the state
11.1%Denial rate-5.22 pts vs state
11.1%Decision denial rate-8.97 pts vs state
88.9%Origination rate+26.72 pts vs state
5.75%Median rate-1.13 pts vs state
-0.25Rate spread (pts)-0.57 pts vs state
$231kMedian applicant income
8Loans originated
1Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 5 | 0.0% | 6.75% | #239 |
| 2025 | 9 | 8 | 11.1% | 5.75% | #225 |
What United Nations Federal Credit Union lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most United Nations Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 3 | 3 | 0 | 0.0% |
| York County | 2 | 2 | 0 | 0.0% |
| Kennebec County | 2 | 1 | 1 | 50.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 9 applications in 2025, of which 8 were originated and 1 denied.
11.1% of all applications, or 11.1% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans United Nations Federal Credit Union originated in Maine in 2025 was 5.75%, against a statewide median of 6.88%.
About this data. Figures are United Nations Federal Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology