Union Savings Bank in Illinois vs the state
4.6%Denial rate-12.57 pts vs state
5.3%Decision denial rate-16.37 pts vs state
81.1%Origination rate+22.32 pts vs state
—Median rate
—Rate spread (pts)
$96kMedian applicant income
107Loans originated
6Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 62 | 14.1% | — | #361 |
| 2024 | 83 | 64 | 7.2% | — | #365 |
| 2025 | 132 | 107 | 4.6% | — | #310 |
What Union Savings Bank lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Union Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Winnebago County | 48 | 43 | 1 | 2.1% |
| Stephenson County | 38 | 24 | 4 | 10.5% |
| Ogle County | 30 | 26 | 1 | 3.3% |
| Boone County | 8 | 6 | 0 | 0.0% |
| Lee County | 3 | 3 | 0 | 0.0% |
| Whiteside County | 2 | 2 | 0 | 0.0% |
| McLean County | 2 | 2 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 132 applications in 2025, of which 107 were originated and 6 denied.
4.6% of all applications, or 5.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Union Savings Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology