Ukrainian Federal Credit Union · Washington · 2025

Ukrainian Federal Credit Union in Washington: approval rate, denial rate and rates (2025)

Ukrainian Federal Credit Union took 13 mortgage applications in Washington in 2025, ranking #435 of 822 lenders active in the state. It originated 84.6% of them and denied 7.7% (8.3% of the applications it decided), against a statewide denial rate of 15.7%.

13Applicationsin WA
8.3%Decision denial ratestate 19.5%
7.50%Median ratestate 6.63%
$425,000Median loanstate $335,000
$4.6MVolume2 counties

Ukrainian Federal Credit Union in Washington vs the state

7.7%Denial rate-7.96 pts vs state
8.3%Decision denial rate-11.21 pts vs state
84.6%Origination rate+23.56 pts vs state
7.50%Median rate+0.88 pts vs state
0.29Rate spread (pts)+0.10 pts vs state
$255kMedian applicant income
11Loans originated
1Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318175.6%#389
202411818.2%#443
202513117.7%7.50%#435

What Ukrainian Federal Credit Union lends in Washington

By loan purpose

Home purchase 3 23% · 0.0% denied
Refinance 2 15% · 0.0% denied
Cash-out refinance 8 62% · 12.5% denied

By loan type

Conventional 13 100% · 7.7% denied

Why it denied Washington applicants

Debt-to-income ratio 1 100%

Where in Washington

Counties with the most Ukrainian Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pierce County 870 0.0%
King County 541 20.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 13 applications in 2025, of which 11 were originated and 1 denied.

7.7% of all applications, or 8.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Ukrainian Federal Credit Union originated in Washington in 2025 was 7.50%, against a statewide median of 6.63%.

About this data. Figures are Ukrainian Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology