U S Wide Financial in Missouri vs the state
1.5%Denial rate-13.61 pts vs state
1.9%Decision denial rate-16.76 pts vs state
73.7%Origination rate+11.06 pts vs state
6.13%Median rate-0.50 pts vs state
-0.22Rate spread (pts)-0.57 pts vs state
$153kMedian applicant income
101Loans originated
2Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 118 | 67 | 0.0% | 6.63% | #218 |
| 2024 | 148 | 116 | 3.4% | 6.38% | #203 |
| 2025 | 137 | 101 | 1.5% | 6.13% | #229 |
What U S Wide Financial lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most U S Wide Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Charles County | 75 | 53 | 0 | 0.0% |
| St. Louis County | 47 | 38 | 0 | 0.0% |
| St. Louis city | 10 | 7 | 1 | 10.0% |
| Jefferson County | 3 | 2 | 0 | 0.0% |
| Cape Girardeau County | 2 | 1 | 1 | 50.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 137 applications in 2025, of which 101 were originated and 2 denied.
1.5% of all applications, or 1.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans U S Wide Financial originated in Missouri in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are U S Wide Financial's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology